Company

Built from Indonesia, out

TransferKu is the brand of PT Graha Remitansi Indonesia, a Bank Indonesia-licensed payment service provider based in Cirebon, West Java.

Our story

From spice routes to digital bridges

Cirebon has been a trading port on Java's north coast for centuries, a meeting point for merchants from China, Arabia and across the archipelago. That history of open trade shapes how we think about payments.

Today the same corridors carry trade payments and remittances. We built TransferKu to give the banks, financial institutions and businesses that move those funds a licensed, Indonesia-native payment layer.

What we believe

Infrastructure before interface

Reliable rails, settlement and compliance come first. Everything else is built on top.

Focus on real corridors

We build where commerce already moves, not where a coverage map looks impressive.

Partners, not just vendors

We work alongside our clients' operations, compliance and technology teams.

Leadership

The team

Hari Budiman

Founder & CEO[PLACEHOLDER: photo and short bio]
[PLACEHOLDER: leadership member: name, role, bio]
[PLACEHOLDER: leadership member: name, role, bio]

Company details

  • PT Graha Remitansi Indonesia
  • Bank Indonesia PJP licence No. 26/369/Cn/B/14-001
  • PSE registration 014229.02/DJAI.PSE/05/2024
  • Jl. Bahagia, Karangmulya, Plumbon, Kabupaten Cirebon, Jawa Barat 45155

Careers & press

For career opportunities and media enquiries, please contact us.

Contact us

Plan your Indonesia corridor with us

Tell us about your flows, volumes and timelines. We will walk you through onboarding, integration and pricing.

Or email our sales team at [email protected]